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  2. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    With the average full coverage-car insurance policy costing a hefty $2,500 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars.

  3. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    8 ways to save money on your car insurance. Here’s a quick rundown of eight ways to save money on your car insurance in 2025: Bundle your policies. Combine your auto coverage with home, renters ...

  4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    From minimum coverage requirements to whether age affects what you pay, we separate fact from fiction when it comes to your auto insurance, including tips for saving on your next policy.

  5. Group insurance - Wikipedia

    en.wikipedia.org/wiki/Group_insurance

    Again, using U.S. health coverage as an example, under group insurance a person will normally remain covered as long as he or she continues to work for a certain employer and pays the required insurance premiums, whereas under individual coverage, the insurance company often has the right not to renew an individual health insurance policy if ...

  6. How Much Does Life Insurance for Smokers & Tobacco ... - AOL

    www.aol.com/lifestyle/much-does-life-insurance...

    Below is a sample comparison of monthly premiums for a 20-year term policy for a female with a $400,000 death benefit using one of Best Money's top insurance providers. Age: 30 Non-Smoker Premium ...

  7. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

  8. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    2. Open an account in a different ownership category. If you want to keep all your money in one FDIC-insured bank, you may be able to insure deposits of more than $250,000 by opening different ...

  9. Liability insurance crisis - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance_crisis

    During the period from 1984 to 1987, premiums for general liability increased from about $6.5 billion to approximately $19.5 billion. [1] In addition to increases in premium, many insurers took the following measures to limit the number and cost of claims: 1) changed policy coverage from an occurrence to a claims-made basis; 2) expanded exclusions; 3) raised deductibles; and 4) lowered policy ...