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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    You might discover your credit score doesn’t fall in the range most credit card issuers want to see (cards for excellent credit, they want to see 720 or above; some issuers make offers to ...

  3. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/5-best-instant-approval-credit...

    Prequalify If Available: Many card issuers offer a prequalification option that involves a soft credit check, which doesn’t affect your credit score. Prequalification can give you an idea of ...

  4. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    If you apply for a credit card, for example, the card issuer will pull your credit file, and you’ll see a hard inquiry on your credit reports. You must give permission for a company to perform a ...

  5. Lower your credit utilization: You want to keep your balance low relative to your credit line. If you have a credit card with a $2,000 limit, you don’t want to exceed 30 percent usage (about $650).

  6. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/2013/09/06/preapproved-credit-card...

    But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

  7. What is the average credit limit for Americans? - AOL

    www.aol.com/finance/average-credit-limit...

    When you apply for a credit card, the card issuer (i.e., Chase, Discover, Capital One, etc.) decides if you are creditworthy enough to qualify and, if so, the amount of money you can borrow.

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