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With average credit card interest rates at 20.55 percent as of October 2024, ... good or excellent credit score. Some cards from the largest issuers even had interest rates higher than 30 percent ...
Credit card interest rates can fluctuate, and rates are currently on the rise: The average credit card interest rate has increased over a six-month period in 2022, from 16.17% to 16.65%, according ...
The Fed cut its benchmark short-term interest rate, the federal funds rate, by a full point in 2024 and the average credit card rate has only dropped from 20.74 percent at the start of 2024 to 20. ...
Moreover, this pattern of large banks charging higher interest rates holds good regardless of whether a cardholder had a poor, good or excellent credit score. Some cards from the largest issuers ...
Rewards credit cards, cash-back cards, cards for students and cards for consumers with bad credit tend to have higher interest rates. The current national average for APR ranges between 23% and 24%.
A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. ... Most 0% intro APR cards require good to excellent credit scores of 670 or ...
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