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$25,000 in uninsured motorist property damage coverage per accident However, drivers in North Carolina should know that minimum coverage insurance may not be enough to cover the full cost of an at ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
These policies usually include liability coverage but may also provide you with medical payments, personal injury protection (PIP) and uninsured and underinsured motorist coverage.
Uninsured and underinsured motorist. May be required by state. Covers your injuries (and sometimes your property damage) if you are hit by someone, including hit-and-runs, who doesn’t have ...
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
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Without uninsured motorist coverage, you could be forced to pay for your medical bills and vehicle repairs if the at-fault driver is unable to do so. Uninsured motorist coverage typically comes in ...