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2. How to buy life insurance without a medical exam - AOL

   www.aol.com/finance/buy-life-insurance-without...

   Ladder: Ladder offers term life insurance policies without requiring a medical exam for coverage amounts up to $3 million. Applications for coverage under this amount can often be approved within ...

3. Accidental death & dismemberment (AD&D) insurance - AOL

   www.aol.com/finance/accidental-death...

   Accidental death and dismemberment (AD&D) insurance provides coverage if you lose a limb or your death is the result of an accident. Between AD&D and term life, term life covers more causes of death.

4. 7 Times You Can Get Life Insurance With No-Exam Policies

   www.aol.com/lifestyle/7-times-life-insurance-no...

   No-exam life insurance after issuance works precisely like other life insurance policies: The policyholder pays the premiums. In the event of the policyholder’s death, the life insurance policy ...

5. Accidental death and dismemberment insurance - Wikipedia

   en.wikipedia.org/wiki/Accidental_death_and...

   In insurance, an accidental death and dismemberment (AD&D) policy provides financial benefits to the insured or their beneficiaries in the event of accidental death, serious injury, or dismemberment resulting from an accident. Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional ...

6. Accident insurance - Wikipedia

   en.wikipedia.org/wiki/Accident_insurance

   In the event of an accidental death, accidental death and dismemberment insurance, often abbreviated as "AD&D", will pay benefits in addition to any life insurance held by the insured. Accidental deaths are the third leading cause of death in the U.S. [4] Some accident insurance policies will include benefits for accidental death and dismemberment.

7. Life insurance riders - AOL

   www.aol.com/finance/life-insurance-riders...

   This rider may also be called “accidental death and dismemberment” or “double indemnity” by insurance companies and agents. ... lifetime without needing to take another medical exam. This ...