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Freelancers Union offers health insurance as a non-profit health insurance brokerage. In 2001, it created an infrastructure platform known as the Portable Benefits Network (PBN) which provides health insurance to independent workers, [ citation needed ] as well as offers life and disability insurance, financial services, resources, and discounts.
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Self-funded health care, also known as Administrative Services Only (ASO), is a self insurance arrangement in the United States whereby an employer provides health or [ disability benefits to employees using the company's own funds. [1]
Getting laid off is devastating, and being without health insurance can be almost as devastating. The two, unfortunately, often go together. WalletPop writers Aaron Crowe and Jennie Phipps discuss ...
Private health insurance is only available to freelancers, high earners and certain other categories. [167] Those are voluntarily insured (freiwillig versichert). Employers pay for half of their employees' health insurance contributions, while the self-employed must pay the full contribution themselves. [167]
They must also have health insurance and make at least 2.5 times the country's average monthly salary of the previous year, which the government website reports is about $4,043 (€3,843).
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