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  2. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    A hard money loan is a specific type of asset-based loan: a financing instrument through which a borrower receives funds secured by real property. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk and shorter duration of the loan.

  3. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money lenders would consider lending in this situation if they can be assured that, should the loan go into default, they can sell the house, pay off the first mortgage and still earn a ...

  4. Hard Money Loans: Definition and Pros & Cons - AOL

    www.aol.com/finance/hard-money-loans-definition...

    Continue reading → The post Hard Money Loans: Definition and Pros & Cons appeared first on SmartAsset Blog. Hard money loans are a type of short-term mortgage loan that's secured by a property ...

  5. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    The hard money lender approves a loan in the amount of $170,000 — well within the typical loan limit of 70% of after-repair value. The loan term is 12 months, and the lender charges a 15% fixed ...

  6. Asset-based lending - Wikipedia

    en.wikipedia.org/wiki/Asset-based_lending

    Asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset-based loan. More commonly however, the phrase is used to describe lending to business and large corporations using assets not normally

  7. Commercial lender (U.S.) - Wikipedia

    en.wikipedia.org/wiki/Commercial_lender_(U.S.)

    Commercial lenders include commercial banks, mutual companies, private lending institutions, hard money lenders and other financial groups. These lenders typically have widely varying standards on which they base their loan criteria and evaluate potential borrowers—but are often focused exclusively on the private market and have more lenient financial qualifications than banks.

  8. Hard money - Wikipedia

    en.wikipedia.org/wiki/Hard_money

    "Hard money" donations to candidates for political office (tightly regulated, as opposed to unregulated "soft money") "Hard money" funding for academic research (consistently flowing, as opposed to "soft money" provided by competitive grants) Hard money loans, an asset-based loan financing secured by the value of a parcel of real estate

  9. Types of mortgage lenders and how to choose - AOL

    www.aol.com/finance/types-mortgage-lenders...

    Hard money lenders. Hard money lenders can usually close quickly with fairly flexible underwriting criteria, but they come with two big downsides. First, you might need to pay a hefty origination ...

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