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2. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

   www.aol.com/3-major-credit-bureaus-204707723.html

   Whether you want to improve your credit, apply for a loan, receive the best interest rates from a lender or even rent an apartment, you need to understand how these credit bureaus work. The three ...

3. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   However, maintaining an accurate credit report falls on the individual’s shoulders. Making sure your credit report is correct will ensure you get the best loan rate for large purchases and the ...

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. 7 Myths About Credit Scores That Most People Believe - AOL

   www.aol.com/finance/7-myths-credit-scores-most...

   Myth 1: You Need a Credit Card to Raise Your Credit Score. This is one of the most common myths. People believe that if you have a low credit score, you need a credit card to raise it. In reality ...

7. Equifax - Wikipedia

   en.wikipedia.org/wiki/Equifax

   Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...