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  2. How a Credit Card Hardship Program Can Help During a Crisis - AOL

    www.aol.com/credit-card-hardship-program-help...

    A credit card hardship program could offer the help you need paying your bill. Issuers don’t advertise them much, but here’s how one works. This was originally published on The Penny Hoarder ...

  3. Flex Modification Program (FMP): Everything you need to know

    www.aol.com/finance/flex-modification-program...

    The program can reduce payments by up to 20 percent and move past-due payments to your principal balance instead of making it due upfront. The Flex Modification program makes your loan current ...

  4. Best Hardship Loans for Bad Credit for 2023 - AOL

    www.aol.com/finance/best-hardship-loans-bad...

    Getting Hardship Loans With Bad Credit: Quick Take Many companies offer loans to help you get out of a financial pinch. But finding the best hardship loans for bad credit can be overwhelming.

  5. Dunning (process) - Wikipedia

    en.wikipedia.org/wiki/Dunning_(process)

    Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable. Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each country regulate the form that dunning can take.

  6. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  7. Making Home Affordable - Wikipedia

    en.wikipedia.org/wiki/Making_Home_Affordable

    The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

  8. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  9. Advising bank - Wikipedia

    en.wikipedia.org/wiki/Advising_bank

    An advising bank (also known as a notifying bank) advises a beneficiary (exporter) that a letter of credit (L/C) opened by an issuing bank for an applicant (importer) is available. [1] An advising bank's responsibility is to authenticate the letter of credit issued by the issuer to avoid fraud.