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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    If you find errors on your credit report, you can file a dispute with the credit bureaus to get them fixed. ... The Federal Trade Commission (FTC) has a sample letter you can use as a template ...

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A 609 dispute letter, also known as a credit dispute letter, is a written request to credit bureaus to remove incorrect, negative information from your credit report.

  4. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    Some companies offer sample pay-for-delete letters you can use as a template. ... There are other ways to deal with the negative mark on your credit report. You could file a dispute with the ...

  5. Stick It to the Man: How To Dispute a Credit Report Error ...

    www.aol.com/stick-man-dispute-credit-report...

    Step 3: Monitor Your Credit Report for Changes. After submitting your dispute letter and all supporting documentation to the credit bureau, you should receive a reply within 30 days.

  6. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Investigate consumer disputes received from credit reporting agencies; Correct, delete, or verify information within 30 days of receipt of a dispute; and, Inform consumers about negative information which is in the process of or has already been placed on a consumer's credit report within one month.

  7. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

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