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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

3. Identify legitimate AOL websites, requests, and communications

   help.aol.com/articles/identify-legitimate-aol...

   • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

4. Overpayment scam - Wikipedia

   en.wikipedia.org/wiki/Overpayment_scam

   An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

5. List of Scamming Websites: 11 Fake Shopping Sites To Avoid - AOL

   www.aol.com/list-scamming-websites-11-fake...

   There are a few ways to tell if a website is a scam. Here are a few to know: ... Real companies spend the time and money to make sure their sites are error-free. If you notice obvious spelling ...

6. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Once you have all your balances, round up the numbers to figure out the total credit card debt you have. Remember that your debt doesn't define you — it's a financial challenge to overcome.

7. List of scams - Wikipedia

   en.wikipedia.org/wiki/List_of_scams

   The Spanish Prisoner scam—and its modern variant, the advance-fee scam or "Nigerian letter scam"—involves enlisting the mark to aid in retrieving some stolen money from its hiding place. The victim sometimes believes they can cheat the con artists out of their money, but anyone trying this has already fallen for the essential con by ...

8. Telemarketing fraud - Wikipedia

   en.wikipedia.org/wiki/Telemarketing_fraud

   It is common for scammers to target people who have bad credit and are therefore more susceptible to take the offer in hopes to pay off debts or to increase their credit rating. [9] Overpayment fraud – One of the most popular scams making the rounds. A generous overpayment is made to the victim typically using a fake cheque.

9. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   About 60% of borrowers pay off their loans within two weeks of the days they predict. [46] When interest rates on payday loans were capped to 150% in Oregon, causing a mass exit from the industry and preventing borrowers from taking out payday loans, there was a negative effect with bank overdrafts, late bills, and employment.