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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.

3. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

4. 5 things to know before opening a CD - AOL

   www.aol.com/finance/5-things-know-opening-cd...

   The CD rate is higher than the savings account rate. CDs can often offer higher rates than savings accounts as a reward for committing to leave your money in the account for the term.

5. How To Calculate Your CD Account’s Value - AOL

   www.aol.com/finance/calculate-cd-account-value...

   Here’s how to calculate how much money you’ll earn in interest when you invest in a CD account. Skip to main content. Finance. 24/7 help. For premium support please call: ...

6. How much should you keep in a CD? Balancing safety and ... - AOL

   www.aol.com/finance/how-much-in-certificate-of...

   The average national CD account rate is 1.83% for a one-year term. Even with some high-yield CDs earning around 4.50% APY, it doesn’t come close to what you could earn over the long-term in an ...

7. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   For example, if an investor puts $1,000 in a 1-year certificate of deposit (CD) that pays an annual interest rate of 4%, paid quarterly, the CD would earn 1% interest per quarter on the account balance. The account uses compound interest, meaning the account balance is cumulative, including interest previously reinvested and credited to the ...

8. Certificate of Deposit Account Registry Service - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_Deposit...

   The Certificate of Deposit Account Registry Service (CDARS), was a US for-profit service that broke up large deposits (from individuals, companies, nonprofits, public funds, etc.) and placed them across a network of more than 3000 banks and savings associations around the United States.

9. How to open a certificate of deposit (CD) - AOL

   www.aol.com/finance/open-certificate-deposit-cd...

   Choose a bank to open a CD account By doing a bit of extra research and comparing top CD rates, you’ll get rewarded with a better payout. The first step to narrowing your search is deciding ...