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2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

   www.aol.com/9-free-easy-budget-templates...

   This free budget worksheet from A Mom’s Take is a printable, which is perfect if you’re not committed to the idea of doing your number crunching online. In comparison to A Cultivated Nest’s ...

3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/6-free-budget-templates-excel...

   Creating your own budget spreadsheet template will give you the most control over your finances. Check out our detailed guide about how to create a budget template in Microsoft Excel. The process ...

4. How to create a business budget - AOL

   www.aol.com/finance/create-business-budget...

   Bankrate insight. If you use debt financing to cover an expense, make sure that you can manage the debt in your regular business budget. Avoid going into debt when you don’t have a clear plan to ...

5. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

6. Spreadsheet - Wikipedia

   en.wikipedia.org/wiki/Spreadsheet

   Gnumeric is free and cross-platform, it is part of the GNOME Free Software Desktop Project. Kingsoft Spreadsheets; LibreOffice Calc is free, open-source and cross platform. Numbers is Apple Inc.'s spreadsheet software, part of iWork. OnlyOffice Docs Spreadsheet editor is free and open source. PlanMaker (SoftMaker Office) Pyspread; Sourcetable [43]

7. Zero-based budgeting - Wikipedia

   en.wikipedia.org/wiki/Zero-based_budgeting

   Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...