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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Payday alternative loans. Payday alternative loans (PALs) are small, short-term loans offered by some federal credit unions. Loan amounts typically range from $200 to $1,000. They’re generally ...

  3. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  4. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    There are safer alternatives to payday loans, such as getting help from nonprofits and charities, negotiating payment plans or extensions with lenders and taking out personal loans or 0% APR ...

  5. What is an installment loan & how does it work? Know ... - AOL

    www.aol.com/finance/installment-loan-types...

    If you ultimately decide an installment loan is not for you, explore alternatives to installment loans. Your options include personal lines of credit, credit cards and home equity lines of credit.

  6. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    Consider a Payday Alternative Loan (PAL) Payday Alternative Loans (PALs) are small loans some federal credit unions offer. They typically amount to under $2,000 and are repaid over the course of a ...

  7. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    What personal loan alternative should you avoid? Avoid using a payday loan as an alternative. These loans come with APRs as high as 400 percent and should only be used as a last resort.

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