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2. Is $1 Million Really Enough to Retire? Here's How to Find Out.

   www.aol.com/1-million-really-enough-retire...

   A common rule of thumb is that you'll need 80% of your pre-retirement income after you retire. So, for example, if you're currently spending $60,000 per year, you could expect to spend around ...

3. I’m 29 and have $45K in my 401(k) — and retirement ... - AOL

   www.aol.com/finance/m-29-45k-401-k-114800986.html

   Limiting withdrawals to around 4% of your account balance is one rule of thumb that can prevent that from happening. If you follow the 4% rule, $4.5 million provides $180,000 in annual retirement ...

4. Rule of 72 - Wikipedia

   en.wikipedia.org/wiki/Rule_of_72

   In finance, the rule of 72, the rule of 70 [1] and the rule of 69.3 are methods for estimating an investment 's doubling time. The rule number (e.g., 72) is divided by the interest percentage per period (usually years) to obtain the approximate number of periods required for doubling. Although scientific calculators and spreadsheet programs ...

5. How to budget with the 50/30/20 rule: A simple, effective ...

   www.aol.com/finance/50-30-20-budgeting-rule...

   Say you earn an income of $2,000 a month. Following the 50/30/20 rule would mean allocating $1,000 to needs, $600 to wants and $400 to savings or high-interest debt. But if your monthly rent and ...

6. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   A portion of retirement income often comes from savings, sometimes referred to as a nest egg. Analyzing one's savings involves a number of variables: how savings are invested (e.g., cash, stocks, bonds, real estate), and how this changes over time; inflation during retirement; how quickly savings are spent – the withdrawal rate

7. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 (k) plans ...