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  2. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Lenders often offer the lowest interest rates to borrowers with near-perfect credit applying for the highest loan amounts and the shortest terms. ... Good or excellent credit score of 670 or higher.

  4. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    A good credit score reflects that, so having good credit will increase your overall chance of approval and help you qualify for lower rates. There are lenders that offer loans to borrowers with ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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