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  2. Is a perfect credit score worth it? - AOL

    www.aol.com/finance/perfect-credit-score-worth...

    Use those insights to get your credit score as high as possible. 4. Review your credit reports ... 850 credit score. Opening credit lines or loans you don’t need just to perfect your score isn ...

  3. What is considered a fair credit score? - AOL

    www.aol.com/finance/considered-fair-credit-score...

    What a fair credit score means. A fair credit score ranges from 580 to 699 for FICO to 601 and 660 for VantageScore. From FICO’s viewpoint, “fair” means “not poor.”. From the ...

  4. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    Your credit score is the primary factor most lenders use when approving you for a loan. But other financial factors matter, too. ... It is usually a good idea to review your credit report, ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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