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  2. MoneySavingExpert.com - Wikipedia

    en.wikipedia.org/wiki/MoneySavingExpert.com

    MoneySavingExpert.com is a British consumer finance information and discussion website, founded by financial journalist Martin Lewis in February 2003. The website's focus is to provide people with information on saving money in the form of deals, tips and journalistic articles, as well as techniques and strategies for exploiting loyalty schemes and incentive-based credit cards.

  3. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    HomeReady mortgage guide. Jeff Ostrowski. January 31, 2024 at 11:20 AM. ... A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. You can use it to ...

  4. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

  5. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    Principal – The specific amount of money you borrow from a mortgage lender to purchase a home. If you were to buy a $400,000 home, for instance, and take out a loan in the amount of $350,000 ...

  6. Jack M. Guttentag - Wikipedia

    en.wikipedia.org/wiki/Jack_M._Guttentag

    The Upfront Mortgage Broker (UMB) certification was established in 2000 for brokers who agree to do business in accordance with a specific set of principles and standards. The Upfront Mortgage Brokers Association (UMBA) was created in 2001 to conduct monitoring and other functions. Guttentag served as the chairman of the board for UMBA.

  7. Fixed-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Fixed-rate_mortgage

    The fixed-rate mortgage was the first mortgage loan that was fully amortized (fully paid at the end of the loan) precluding successive loans, and had fixed interest rates and payments. Fixed-rate mortgages are the most classic form of loan for home and product purchasing in the United States. The most common terms are 15-year and 30-year ...

  8. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    New York: The State of New York Mortgage Agency offers low-interest mortgage loans to qualified first-time buyers. Tennessee: The New Start Loan Program helps very-low-income and low-income ...

  9. Moneysupermarket.com - Wikipedia

    en.wikipedia.org/wiki/Moneysupermarket.com

    MONY Group plc, trading as Money Supermarket, is a British company which specialises in technology-led money-saving platforms including several price comparison websites. The company enables consumers to compare prices on a range of products, including energy, car insurance , home insurance , travel insurance , mortgages , credit cards and loans .

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