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A PLUS Loan is a student loan, which is part of the Federal Direct Student Loan Program, offered to parents of students enrolled at least half time, or graduate and professional students, at participating and eligible post-secondary institutions. The original, now obsolete, meaning of the acronym was "Parent Loan for Undergraduate Students".
The federal government limits first-year, dependent undergraduates to $5,500 worth of direct loans (in particular, there’s a maximum of $3,500 for subsidized loans). If a parent is willing to ...
For PLUS Loans, you might see specific titles, like “Parent PLUS Loans.” Older student loan names include Perkins, FFEL, and Stafford. Your credit report says so
Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial need, but credit is necessary.
Here's what college students and parents need to know about the new FAFSA. The federal financial aid form looks different in the 2024-25 school year. ... student loans − is on a first come ...
Federal Perkins Loans are low-interest loans made through a school’s financial aid office using federal funds. Undergraduate and graduate students with exceptional financial need are eligible to receive a Federal Perkins Loan. The Federal Supplemental Educational Opportunity Grant (FSEOG) is a program through which Federal Student Aid ...
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