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  2. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    A structured settlement is a negotiated financial or insurance arrangement through which a claimant agrees to resolve a personal injury tort claim by receiving part or all of a settlement in the form of periodic payments on an agreed schedule, rather than as a lump sum. As part of the negotiations, a structured settlement may be offered by the ...

  3. Structured settlement factoring transaction - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement...

    A structured settlement factoring transaction is a means to raise liquidity where there is no other viable means, via the transfer of structured settlement payment rights, for items such as unforeseen medical expenses, the need for improved housing or transportation, education expenses and the like, or in a situation where the individual has simply spent all his or her cash.

  4. Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

  5. Lump sum - Wikipedia

    en.wikipedia.org/wiki/Lump_sum

    A lump sum is a single payment of money, as opposed to a series of payments made over time (such as an annuity). [1] [2] [3] [4]The United States Department of Housing and Urban Development distinguishes between "price analysis" and "cost analysis" by whether the decision maker compares lump sum amounts, or subjects contract prices to an itemized cost breakdown.

  6. Pros and cons of lump-sum investing - AOL

    www.aol.com/finance/pros-cons-lump-sum-investing...

    Lump-sum investing vs. dollar-cost averaging Whether in a retirement plan or otherwise, dollar-cost averaging is a good way to avoid timing the market, that is, trying to buy when the price looks ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    If you’re paying a debt relief company to keep funds in escrow while you work toward a lump sum, you could be dealing with the debt for a year or more without knowing if debt settlement will ...

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