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Required Minimum Distributions (RMDs) are minimum amounts that IRA and retirement plan account owners generally must withdraw annually starting with the year they reach age 72 (73 if you reach age 72 after Dec. 31, 2022).
Use one of these worksheets to calculate your Required Minimum Distribution from your own IRAs, including SEP IRAs and SIMPLE IRAs . Calculate required minimum distributions for your IRA with these withdrawals worksheets.
Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.
IRA Required Minimum Distribution (RMD) Table for 2024. When you hit a certain age, you must start taking a minimum amount from your IRA. Use our RMD table to see how much you need to take out.
Use our required minimum distribution (RMD) calculator to determine how much money you need to take out of your traditional IRA or 401 (k) account this year.
If you've reached age 73, the IRS requires you to start taking Required Minimum Distributions (RMDs) from your IRA and workplace accounts each year. Learn more.
After reaching age 73, required minimum distributions (RMDs) must be taken from these types of tax-deferred retirement accounts: Traditional, rollover, SIMPLE, and SEP IRAs , most 401(k) and 403(b) plans, most small-business accounts (self-employed 401(k), profit sharing plan, money purchase plan).