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  2. Does homeowners insurance cover foundation repair? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    HO-3 and HO-5 insurance policies (the most common types of coverage) provide dwelling coverage on an open perils basis, which means any loss that is not explicitly excluded from your policy is ...

  3. Holiday disasters: What does home insurance cover?

    www.aol.com/holiday-disasters-does-home...

    Homeowners insurance policies cover theft, so if someone breaks into your home and steals presents or snags a package off your porch, you'll be able to file a claim with your insurance company.

  4. Homeowners Insurance Doesn't Cover Everything. Here's What ...

    www.aol.com/homeowners-insurance-doesnt-cover...

    Here's the deal: your standard homeowners insurance policy doesn't cover everything. Yes, if your roof caves in during a snowstorm or a rogue tree branch smashes through your window, it will step in.

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  6. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  7. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...

  8. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your location, average premiums can range ...

  9. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

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