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3. You Need To Pay Down Debt. There are some debts you need to tackle before you retire. If you have high-interest debt, claiming Social Security early can help you pay the debt down.
Top reasons to start your Social Security benefits early Americans have several good reasons to file for benefits early, but most would be much better served by waiting until age 70, Kotlikoff says.
This situation is the single best reason to take Social Security at such a young age since, in this case, an early claim can help you protect one of your two most crucial income sources as a retiree.
The number one reason you might take Social Security early is financial need. “Depending on the client’s assets versus their income need, sometimes it requires a financial planner to ...
There is a Social Security government pension offset [64] that will reduce or eliminate any spousal (or ex-spouse) or widow(er)'s benefits if the spouse or widow(er) is also receiving a government (federal, state, or local) pension from work that did not require paying Social Security taxes. The basic rule is that Social Security benefits will ...
Social Security Act of 1935; Other short titles: Social Security Act: Long title: An Act to provide for the general welfare by establishing a system of Federal old-age benefits, and by enabling the several States to make more adequate provision for aged persons, dependent and crippled children, maternal and child welfare, public health, and the administration of their unemployment laws; to ...
Social security includes different kinds of benefits (maternity, unemployment, disability, sickness, old age, etc.) [1] A social pension is a stream of payments from the state to an individual that starts when someone retires and continues to be paid until death. [2]
The provisions of Social Security have been changing since the 1930s, shifting in response to economic worries as well as concerns over changing gender roles and the position of minorities. Officials have responded more to the concerns of women than those of minority groups. [36] Social Security gradually moved toward universal coverage.
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