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  2. 529-To-Roth IRA Rollovers: What You Need To Know

    www.aol.com/finance/529-funds-now-rolled-roth...

    Starting in 2024, unused 529 funds can be rolled into a Roth IRA tax-free, thanks to the SECURE 2.0 Act, giving families more flexibility with college savings.

  3. You can now move any money left over in your 529 college ...

    www.aol.com/finance/now-move-money-left-over...

    Thanks to new rules set out in the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0 Act of 2022, unused 529 funds can be transferred to the 529 beneficiary’s Roth IRA account.

  4. Education Savings: Leftover 529 Plan Money Can Roll Over Into ...

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    Owners of 529 college savings plans got a potentially lucrative boost from the $1.7 trillion omnibus spending bill that passed in late December, thanks to a measure that allows unused money in the...

  5. 529 plan - Wikipedia

    en.wikipedia.org/wiki/529_plan

    The earnings portion of money withdrawn from a 529 plan that is not spent on eligible expenses (or rolled over into an ABLE account for any eligible family member) is subject to income tax, an additional 10% federal tax penalty, and the possibility of a recapture of any state tax deductions or credits taken. For example, if $50,000 is ...

  6. How to use your 529 plan to pay off student loans - AOL

    www.aol.com/finance/529-plan-pay-off-student...

    The act also permits a 529 to pay up to $10,000 in student loans for each of a beneficiary’s siblings. So the act massively expanded the 529’s ability to pay down college costs even after the ...

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  9. ETFs and 529 Plans: Two Smart Money Moves That Don't Go ... - AOL

    www.aol.com/news/2012-07-06-etfs-529-plans-smart...

    One of the most popular ways is by using 529 plans: tax-favored college savings programs sponsored by state governments that let your money grow tax-free as long as you use it for higher education ...