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Obtaining life insurance can feel like a complicated process, especially if the thought of a medical exam puts you off. The good news is you don’t always need an exam to get covered.
Health status: While no medical exam is required, insurers may still ask health-related questions and check medical records. Generally, healthier individuals are more likely to qualify.
Renewable term life insurance: Allows you to renew your policy without needing a new medical exam, even if your health has changed. However, the premiums may increase with each renewal, reflecting ...
Colonial Penn, which began as an insurance provider through AARP focused on people over 65, [1] now has a marketing campaign that is aimed at people between the age of 50 and 85, specializing in “guaranteed acceptance whole life insurance“ and to help their families cover funeral costs after the individual dies. The company's name comes ...
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Colonial Life & Accident Insurance Company is an American insurance company based in Columbia, South Carolina. [1] Colonial Life offers disability, accident, life, cancer, critical illness and hospital confinement insurance plans in 49 states. [2] Colonial Life was founded in 1939 by Edwin Averyt and became a wholly owned subsidiary of Unum in ...
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