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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay ...

3. My Credit Score Is Over 800. Here's How I Keep It That Way - AOL

   www.aol.com/credit-score-over-800-heres...

   But for the most part, my credit score has consistently been over 800 for the past couple of decades. And the last time I checked my score, it was an 822. Given that the highest possible credit ...

4. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

5. Money expert says Americans who obsess over an 800 credit ...

   www.aol.com/finance/money-expert-says-americans...

   Understanding credit scores. Reaching a credit score between 800 and 850 often requires meticulous financial management, including maintaining low credit utilization, having a long credit history ...

6. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

7. The 800 credit score: What it means, why it helps and how to ...

   www.aol.com/finance/800-credit-score-means-why...

   Key takeaways. A credit score of 800 or above is considered excellent and comes with the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower ...

8. 4 Tips to Minimize Damage After a Late Payment - AOL

   www.aol.com/4-tips-minimize-damage-payment...

   Whether your bank account balance was low, you forgot to make a payment, or the mail arrived late, missing a due date on a credit card or loan feels terrible. 4 Tips to Minimize Damage After a ...

9. 3 Lesser-Known Pitfalls of Having a Credit Score Under 600 - AOL

   www.aol.com/3-lesser-known-pitfalls-having...

   But fixing mistakes, like records of late payments you were actually on time with, could help your score rise substantially. Having a credit score under 600 makes borrowing money tough.