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Lease purchase contract. A Lease-Purchase Contract, also known as a lease purchase agreement or rent-to-own agreement, allows consumers to obtain durable goods [1] or rent-to-own real estate [2] without entering into a standard credit contract. [1] It is a shortened name for a lease with option to purchase contract.
Many U.S. states impose versions of those cooling down period laws, and offer similar laws for an additional range of transactions, such as time share purchases and health club contracts. For example, California provides cooling-off periods for many consumer transactions, including insurance purchases, car warranties, dental services, and ...
Most states in the contiguous U.S. have a program like LCA. The rates, or premiums, vary by county in the State of California. The down payment is 15% of the nominal premium. The payments are bi-monthly (every other month), and the remaining balance is divided into six installments. Details on the LCA program can be found on the CA DMV website.
How and When MCTR Payments Will Be Made. First, Californians who received Golden State Stimulus (GSS) I or II are expected to receive MCTR direct deposit payments between Oct. 7, 2022, and Oct. 25 ...
The FTB allows an automatic tax-filing extension with no form required. Although payment is still required by April 18, 2022, Californians can have until October 17, 2022 to file.
Mortgage insurance. Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.
To check your refund status through the FTB, you’ll need your Social Security number, ZIP code, exact refund amount and the numbers in your mailing address. For example, if your address is 1234 ...
In accounting, a down payment (also called a deposit in British English) is an initial up-front partial payment for the purchase of expensive goods or services such as a car or a house. It is usually paid in cash or equivalent at the time of finalizing the transaction. A loan of some sort is then required to finance the remainder of the payment.
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