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  2. What is a FICO score? - AOL

    www.aol.com/finance/fico-score-122307125.html

    Lenders use your FICO scores to quickly and objectively determine the risk of offering you credit. A higher FICO score shows you’re more likely to repay money as agreed, so the lender may be ...

  3. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    FICO Scores 10 and 10T. Introduced in 2020, FICO Scores 10 and 10T are the newest versions of the FICO scoring model. These versions were designed to provide a more precise evaluation of credit ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  5. FICO score - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. [ 2 ] Its FICO score, a measure of consumer credit risk, [ 3 ] has become a fixture of consumer lending in the United States.

  6. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    FICO credit scores between 580 and 669 are considered fair, and those between 740 and 799 are very good. A poor FICO credit score is anything below 579. VantageScore 4.0 (the newest VantageScore ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus ...

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