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An e-Transfer resembles an e-cheque in many respects. The money is not actually transferred by e-mail. Only the instructions to retrieve the funds are. The sender opens an online banking session and chooses the recipient, the amount to send, as well as a security question and answer.
At the highest transfer bracket of KSh50,001–70,000, the fee for a transfer to a registered user is KSh110 (US$1) or 0.16–0.22 %. The maximum amount that can be transferred to a non-registered user of the system is KSh35,000 (US$319.23), with a fee of KSh275 (US$2.51) or 0.8%.
The Singaporean economy is regarded as free, [254] innovative, [255] dynamic [256] and business-friendly. [257] For several years, Singapore has been one of the few [ 258 ] countries with a AAA credit rating from the big three , and the only Asian country to achieve this rating. [ 259 ]