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A non-HOA property owner pays taxes to fund street repairs performed by the city. The HOA property owners pay these same taxes, and benefit from their use of public roads, etc. without the local government (i.e. taxpayers) having to pay for the HOA's private roads, etc. which the non-HOA property owner cannot use.
Illinois Statute 625 ILCS 5/11-503: Reckless Driving (a) A person commits reckless driving if he or she: (1) drives any vehicle with a willful or wanton disregard for the safety of persons or property; or