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Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...
Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.
While uninsured motorist coverage is for accidents where the at-fault driver does not have an active auto insurance policy, underinsured motorist coverage will cover you if a driver hits you but ...
Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.
The person will still be responsible for out-of-pocket costs, including coinsurance, deductibles, and copayment, as well as for the cost of services Medicare does not cover. Medicare resources
Uninsured motorist bodily injury: This coverage could help to pay for your medical expenses after being hit by someone without insurance. However, your insurance company may require proof that the ...
Retrieved from "https://en.wikipedia.org/w/index.php?title=Underinsured_motorist_coverage&oldid=832556409"
You incur $25,000 worth of medical bills and carry $25,000/$50,000 in uninsured motorist coverage. Having this coverage would help you avoid out-of-pocket medical expenses. Optional car insurance ...
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