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Health status: While no medical exam is required, insurers may still ask health-related questions and check medical records. Generally, healthier individuals are more likely to qualify.
Speaking with a licensed insurance agent may help you determine the best no-exam life insurance or if you could potentially qualify for a policy with a medical exam at a lower rate.
Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.
Remote Area Medical (RAM) is a non-profit provider of mobile medical clinics delivering free dental, vision, and medical care (as well as veterinary services when available) to under-served and uninsured individuals.
Regardless of health insurance coverage, all individuals can receive health services from free clinics. [4] However, said services are intended for persons with limited incomes, no health insurance, and/or who do not qualify for Medicaid and Medicare. Also included are underinsured individuals; meaning those who have only limited medical ...
An independent medical examination may be conducted at the behest of an employer or an insurance carrier to obtain an independent opinion of the clinical status of the individual. Workers' compensation insurance carriers, auto insurance carriers, and self-insured employers have a legal right to this request. Should the doctor/therapist ...
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