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A telephone card, calling card or phone card for short, is a credit card-size plastic or paper card used to pay for telephone services (often international or long-distance calling). It is not necessary to have the physical card except with a stored-value system; knowledge of the access telephone number to dial and the PIN is sufficient.
Phone cards sold by retailers are live (active) when purchased by consumers. Web sites offer prepaid Personal identification numbers (PINs) for calling; thus there is no physical phone card. Prepaid online calling cards are more convenient to use, because most of the companies provide the option of registering the phone and avoiding using PINs ...
In reality, the rechargeable calling card is a specialised form of a prepaid or debit account. To use the phone card, the user would call an access number (which is usually a toll-free telephone number), enter the "card number" (also called the PIN) and then dial the desired telephone number. The user could add value to the card at the same ...
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Mobile virtual network operators (MVNOs) in the United States lease wireless telephone and data service from the four major cellular carriers in the country—AT&T Mobility, Boost Mobile, T-Mobile US, and Verizon—and offer various levels of free and/or paid talk, text and data services to their customers.
Visa is only responsible for routing card payments through its global processing network, and it charges a swipe fee of about 1.5% to 3.5% per transaction. It splits those fees with the card ...
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