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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Comparison of free credit monitoring services. The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security ...

  4. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Click on “Request your free credit reports”. Once you're on the correct website, you'll see a button on the main page that says “Request your free credit reports.”. It's a red button you ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  6. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    As mentioned, length of credit history is worth 15 percent of your FICO score and around 20 percent of your VantageScore credit score (when combined with your credit mix of revolving vs. non ...

  7. The best way to fix your credit score? Ignore it. - AOL

    www.aol.com/news/best-way-fix-credit-score...

    If you see something weird on your report, you can dispute it on your own. And you really do not need to be checking that much — once a month or once a quarter is fine, kind of like your 401 (k ...

  8. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit scoring systems in the United States have garnered considerable criticism from various media outlets, consumer law organizations, [1] government officials, [2] debtors unions, [3][4] and academics. Racial bias, [5] discrimination against prospective employees, [6] discrimination against medical and student debt holders, [7] poor risk ...

  9. BBB Reveals America's Most Complained-About Businesses - AOL

    www.aol.com/news/2012-03-02-bbb-reveals-americas...

    Dig a bit deeper into the BBB's report and a picture emerges of which sorts of business are generating the most inquiries: Topping the list are roofers, with more than 3 million inquiries in 2011 ...

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