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Home insurance is now a major expense in some areas of California. And with wildfires and other climate risks on the rise, insurers like State Farm and Allstate have made the decision to not offer...
Some coastal cities include some of the wealthiest per-capita areas in the U.S., notably in the San Francisco Bay Area and the Greater Los Angeles Area. The most expensive and largest housing markets in the U.S. are in the state of California, so there are a number of communities where average housing prices hover between US$1–2 million.
Coastal California is heavily influenced by east–west distances to the dominant cold California Current as well as microclimates.Due to hills and coast ranges having strong meteorological effects, summer and winter temperatures (other than occasional heat waves) are heavily moderated by ocean currents and fog with strong seasonal lags compared to interior valleys as little as 10 mi (16 km) away.
Why is coastal insurance so expensive? To put it simply, insurance premiums are calculated based on risk: the higher your risk of filing a home insurance claim, the higher your insurance premium ...
Susan Craig, Central Coast District Manager of the California Coastal Commission, provided the opinion that short-term rentals are appropriate within Big Sur. [47] During 2021, the Monterey County Civil Grand Jury issued a 27-page report critical of the county's lack of progress in managing short-term rentals. [ 48 ]
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