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There are so many types of insurance out there -- health insurance, car insurance, homeowners insurance, etc. -- and it can be hard to figure out which coverages you actually need. Life insurance...
In other words, if no one will suffer financially from your passing away, one of life insurance’s main perks is null. Likewise, if your spouse is financially independent, life insurance may not ...
Misselling is the deliberate, reckless, or negligent sale of products or services in circumstances where the contract is either misrepresented, or the product or service is unsuitable for the customer's needs. For example, selling life insurance to someone who has no dependents is regarded as
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Term life insurance: Term life insurance is generally the cheapest kind of life insurance. It provides coverage over a specific term period, usually between 10 and 30 years.
Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.
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