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  2. What Is a Billing Zip Code? How To Find Yours for Your Credit ...

    www.aol.com/finance/billing-zip-code-yours...

    In order to make sure the correct transactions, ... Your billing zip code, or credit card postal code, is the five-digit number on the bottom right, which in this sample is 90210. This would be ...

  3. Address verification service - Wikipedia

    en.wikipedia.org/wiki/Address_verification_service

    An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.

  4. Card Transaction Data - Wikipedia

    en.wikipedia.org/wiki/Card_Transaction_Data

    When a transaction is made, the card holder is offered a paper or electronic transaction record containing information about the purchase. This includes: transaction amount, transaction number, transaction date and time, transaction type (deposits, withdrawal, purchase or refund), type of account being debited or credited, card number, identity of the card acceptor (organization/store address ...

  5. Postal address verification - Wikipedia

    en.wikipedia.org/wiki/Postal_address_verification

    If the address is valid, it is assigned a ZIP+4 code something like this: 12344-5678, where the first five digits are the ZIP code and the trailing four digits are the delivery range. An address with a ZIP+4 code (or nine-digit ZIP code) is considered to be valid. In most cases, this means that the address is deliverable.

  6. ZIP Code - Wikipedia

    en.wikipedia.org/wiki/ZIP_Code

    A ZIP Code (an acronym for Zone Improvement Plan [1]) is a system of postal codes used by the United States Postal Service (USPS). The term ZIP was chosen to suggest that the mail travels more efficiently and quickly [ 2 ] ( zipping along ) when senders use the code in the postal address .

  7. Electronic funds transfer - Wikipedia

    en.wikipedia.org/wiki/Electronic_funds_transfer

    QR code payment is a payment initiated using a QR Code scanned from POS terminal or Digital wallet; Transfers initiated by telephone (Mail Order/Telephone Order) Electronic funds transfer at point of sale (EFTPOS) are transfers resulting from credit or debit card transactions initiated through a payment terminal

  8. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    In the United States in 2008 credit card companies collected a total of $48 billion in interchange fees, or an average of $427 per family, with an average fee rate of about 2% per transaction. [72] Credit card rewards result in a total transfer of $1,282 from the average cash payer to the average card payer per year. [74]

  9. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    The reason most sellers charge fees boils down to how credit card transactions work. Whenever a merchant accepts a credit card payment, the credit card network that processes the payment will ...