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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Just like payday loans, title loans should be a last resort because the average auto title loan has an APR of about 300 percent. How to shop for no-credit-check loans

  3. Best Personal Loans With No Origination Fees - AOL

    www.aol.com/finance/best-personal-loans-no...

    A personal loan can help you consolidate your debts, cover an emergency or even pay for something fun like a wedding or vacation. But origination fees can eat into the final amount you receive ...

  4. Emergency loan uses: 6 scenarios where they can be helpful - AOL

    www.aol.com/finance/emergency-loan-uses-6...

    Emergency loans are typically small, unsecured loans to cover expenses under $1,000. Common types of emergency loans include personal loans , credit card cash advances and payday loans .

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. Stated income loan - Wikipedia

    en.wikipedia.org/wiki/Stated_income_loan

    A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are sometimes called liar loans or liar's loans. [1]

  7. What you need to know about short-term loans - AOL

    www.aol.com/finance/know-short-term-loans...

    Payday loans: One of the most common is the payday loan, which provides cash for borrowers as they await their next paycheck. Usually, the only requirement is a pay stub to prove you have a job.

  8. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    A report suggests that these loans could be as damaging as payday loans, with 43% of guarantors in the study unclear about their financial liability. [2] [3] Guarantor loans are sometimes seen as alternatives to payday loans and associated with the sub-prime finance industry.

  9. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    5. Buy now, pay later loans. Buy now, pay later (BNPL) loans break up the cost of a purchase into installments, usually four, so that people can afford more than they otherwise would be able to ...

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