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The CAP specification defines a handheld device (CAP reader) with a smartcard slot, a numeric keypad, and a display capable of displaying at least 12 characters (e.g., a starburst display). Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN ( EMV ) card into the CAP reader in order to participate in ...
An Answer To Reset (ATR) is a message output by a contact Smart Card conforming to ISO/IEC 7816 standards, following electrical reset of the card's chip by a card reader. The ATR conveys information about the communication parameters proposed by the card, and the card's nature and state.
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
A smart card (SC), chip card, or integrated circuit card (ICC or IC card), is a card used to control access to a resource. It is typically a plastic credit card-sized card with an embedded integrated circuit (IC) chip. [1] Many smart cards include a pattern of metal contacts to electrically connect to the internal chip.
This allows the smartcard to be used as a security token for authentication and data encryption, such as that used in BitLocker. Chip card interface devices come in a variety of forms. The smallest CCID form is a standard USB dongle and may contain a SIM card or Secure Digital card inside the USB dongle.
A personal identification number (PIN; sometimes redundantly a PIN code or PIN number) is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial ...
ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services.. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds.
ISO/IEC 7816 is an international standard related to electronic identification cards with contacts, especially smart cards, and more recently, contactless mobile devices, managed jointly by the International Organization for Standardization (ISO) and the International Electrotechnical Commission (IEC).