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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans do not require a review of your credit score, which can make them convenient if you have bad credit. But they can be risky and often have extremely high interest rates and ...

3. American Express and Walmart Launch Bluebird®: a New ... - AOL

   www.aol.com/2012/10/08/american-express-and...

   American Express and Walmart Launch Bluebird®: a New Alternative to Debit and Checking Accounts Bluebird addresses the need for an affordable, transparent way to manage everyday finances, with ...

4. 7 Best Loan Apps of March 2024 - AOL

   www.aol.com/finance/7-best-loan-apps-march...

   Small personal loans: Check out small personal loans from online lenders. If you’re worried your credit score is too low, some have loan products that cater to borrowers with less-than-perfect ...

5. Alternative financial service - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial_service

   In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap. [4] Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role. These alternative financial service providers are ...

6. Depository Institutions Deregulation and Monetary Control Act

   en.wikipedia.org/wiki/Depository_Institutions...

   While S&Ls were freed to pay depositors higher interest rates, the institutions continued to carry large portfolios of loans paying them much lower rates of return; by 1981, 85 percent of the thrifts were losing money and the congressional response was the Garn–St Germain Depository Institutions Act of 1982.

7. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Although borrowers typically have payday loan debt for much longer than the loan's advertised two-week period, averaging about 200 days of debt, most borrowers have an accurate idea of when they will have paid off their loans. About 60% of borrowers pay off their loans within two weeks of the days they predict. [46]

8. 12 Best Check-Cashing Apps: Cash Your Check Online Instantly

   www.aol.com/13-best-check-cashing-apps-210123853...

   Discover the 12 best check-cashing apps of 2024. Our guide covers the top options for fast, secure, and convenient check cashing from your smartphone.

9. Expedited Funds Availability Act - Wikipedia

   en.wikipedia.org/wiki/Expedited_Funds...

   Regulation CC stipulates four types of holds that a bank may place on a check deposit at its discretion. Each has its own qualifications and it is legal for the bank to place any type where the requirements are met, although bank policy may instruct that the type of hold placed be the one that holds the most funds the longest that can be applied legally.