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  2. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. ... causes damage to your property, like an accidental ...

  3. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    What type of water damage is covered by homeowners insurance? HO-3 policies are the most common homeowners insurance policies on the market. They typically include open perils coverage for your ...

  4. When does homeowners insurance cover animal damage? - AOL

    www.aol.com/finance/animal-damage-coverage...

    While most animal damage is not covered by homeowners insurance, some perils may be covered if they are sudden and accidental. For example, if a deer suddenly runs through your front yard ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance in the United States may differ from other countries; for example, in Britain, subsidence and subsequent foundation failure is usually covered under an insurance policy. [7] United States insurance companies used to offer foundation insurance, which was reduced to coverage for damage due to leaks, and finally eliminated ...

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  7. Scheduled personal property coverage: what it is and ... - AOL

    www.aol.com/finance/scheduled-personal-property...

    Accidental physical damage coverage. ... Example of insurance sublimits. ... homeowners insurance is a form of blanket insurance because it covers the home’s structure and the personal ...

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