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AV-Comparatives is an Austrian independent organization that tests and assesses antivirus software, regularly releasing charts and reports that are freely available to the public and the media. [1] [2] Antivirus vendors have to meet various requirements regarding trustworthiness and reliability in order to take part in the tests. [citation needed]
Bitdefender software was originally developed by SOFTWIN, a company founded in 1990 in post-communist Romania. It was originally sold as AVX (Antivirus Expert) from 1996 until 2001, when the Bitdefender subsidiary was created, and AVX was rebranded under the Bitdefender name.
Underwriting profit is a term used in the insurance industry. It consists of the earned premium remaining after losses have been paid and administrative expenses have been deducted. It does not include any investment income earned on held premiums. Many companies will eschew underwriting profit in order to gain a greater market share.
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The difference, combined with income on and release of statutory reserves, represents future profit. Net asset value is the difference between the total assets and liabilities of an insurance company. For companies, the net asset value is usually calculated at book value. This needs to be adjusted to market values for EV purposes. Furthermore ...
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