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  2. Seasonally adjusted annual rate - Wikipedia

    en.wikipedia.org/.../Seasonally_adjusted_annual_rate

    The seasonally adjusted annual rate (SAAR) is a rate that is adjusted to take into account typical seasonal fluctuations in data and is expressed as an annual total. SAARs are used for data affected by seasonality , when it could be misleading to directly compare different times of the year.

  3. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Insurance companies typically charge higher rates for drivers under 25 based on statistical data showing a significantly higher risk of accidents and insurance claims for this age group.

  4. Why auto insurance costs are rising at the fastest rate in 47 ...

    www.aol.com/finance/why-auto-insurance-costs...

    GEICO also sought rate increases in numerous states in 2022 and 2023 in response to accelerating claims costs. ... "The average full-coverage insurance rate in Florida is $243 per month ...

  5. As insurance rates spike, companies will soon be required to ...

    www.aol.com/insurance-rates-spike-companies-soon...

    Last year, the state Office of the Insurance Commissioner approved a nearly 25% average premium increase for auto policies. That number was the highest increase the state has seen by a long shot ...

  6. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

  7. Seasonal adjustment - Wikipedia

    en.wikipedia.org/wiki/Seasonal_adjustment

    Seasonal adjustment or deseasonalization is a statistical method for removing the seasonal component of a time series. It is usually done when wanting to analyse the trend, and cyclical deviations from trend, of a time series independently of the seasonal components.

  8. Interest rate insurance - Wikipedia

    en.wikipedia.org/wiki/Interest_rate_insurance

    The absence of credit checks and valuations means it can be made available to all holders of a variable rate loan. [1] As interest rate insurance protects the holder from rising interest rates but does not raise their initial pay rate, if interest rates fall, the policyholder will see a benefit in reduced payments on their mortgage or loan when ...

  9. Gov. Newsom seeks faster review of insurance rate hikes ... - AOL

    www.aol.com/news/gov-newsom-seeks-faster-review...

    Gov. Gavin Newsom is proposing a bill that would require the state Department of Insurance to review rate-hike requests from home insurers within 60 days as companies pull back from the market due ...