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2. 10 alternatives to personal loans and who they’re for - AOL

   www.aol.com/finance/alternatives-personal-loans...

   1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

3. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

4. Sallie Mae - Wikipedia

   en.wikipedia.org/wiki/Sallie_Mae

   SLM Corporation (commonly known as Sallie Mae; originally the Student Loan Marketing Association) is a publicly traded U.S. corporation that provides consumer banking.Its nature has changed dramatically since it was set up in the early 1970s; initially a government entity that serviced federal education loans, it then became private and began offering private student loans.

5. Credit One Bank - Wikipedia

   en.wikipedia.org/wiki/Credit_One_Bank

   Credit One Bank, N.A., headquartered in Las Vegas, Nevada, is a bank specializing in credit cards for borrowers with low credit scores. [2] It is owned by Sherman Financial Group, which runs one of the largest buyers of consumer debt in the United States. [3]

6. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment ...

7. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Forfeiture of federal benefits: If you choose to consolidate federal student loans with a private loan, you lose access to federal loan benefits. These include income-based repayment plans along ...