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  2. How to delete your Experian account - AOL

    www.aol.com/finance/delete-experian-account...

    If you’ve set up fraud alerts or a credit freeze using Experian, contact customer service to confirm how you’ll manage them going forward. 4. Consider alternatives

  3. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Credit and fraud monitoring, dark web and social media identity monitoring, activity tracking, fraud/identity threat alerts, identity theft insurance, customer service options Starts at $139.90 ...

  4. How effective are credit monitoring services? - AOL

    www.aol.com/effective-credit-monitoring-services...

    Equifax agreed to a settlement with the Federal Trade Commission that included paying $300 million for credit monitoring services through Experian. "I understand why Experian gets that contract.

  5. Credit report monitoring - Wikipedia

    en.wikipedia.org/wiki/Credit_report_monitoring

    Credit report monitoring or company tracking is the monitoring of one's credit history in order to detect any suspicious activity or changes. Companies offer such service on a subscription basis, typically granting regular access to one's credit history, alerts of critical changes to one's credit history, and additional services.

  6. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  7. How to Dispute Something on Your Equifax Credit Report - AOL

    www.aol.com/news/dispute-something-equifax...

    For premium support please call: 800-290-4726 more ways to reach us

  8. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    This form of identity theft occurs when a criminal opens credit in another individual's name. In the credit origination process, access to a credit report is critical for a lender to make a risk assessment. Because a credit freeze effectively stops any access to the credit report, it places a block in the process of issuing credit.

  9. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...