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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   You can get free copies of your credit reports at AnnualCreditReport.com, an official website operated by the three credit bureaus. You can access them up to once per week through the platform ...

3. The No. 1 Mistake That Can Tank Your Credit Score 100 Points ...

   www.aol.com/mistake-tank-credit-score-100...

   The lower your score, the fewer points a late payment will cost you — but everyone faces a credit catastrophe when they blow a deadline by 30 days or more. “On-time payments make up 35% of ...

4. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   However, you're entitled to a free copy of each report only one time per year, so you can't request a report from a credit bureau you've received one from within the past year.

5. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

6. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

7. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

8. File:Skip list.svg - Wikipedia

   en.wikipedia.org/wiki/File:Skip_list.svg

   Date/Time Thumbnail Dimensions User Comment; current: 13:10, 3 July 2013: 470 × 110 (55 KB): Stefankoenze: Reverted to version as of 18:54, 28 September 2008: 09:57, 3 July 2013

9. 100 Words That Can Change Your Credit History - AOL

   www.aol.com/news/2011-05-31-credit-report...

   Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...