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  2. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).

  3. Settlement (litigation) - Wikipedia

    en.wikipedia.org/wiki/Settlement_(litigation)

    Federal courts can issue protective orders preventing the release, but the party seeking to prevent disclosure must show that harm or prejudice would result from the disclosure. [7] In specific states such as California, however the burden is on the party seeking release of the confidential settlement. [7]

  4. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  5. How to negotiate a debt settlement - AOL

    www.aol.com/finance/negotiate-debt-settlement...

    Debt settlement may help borrowers manage overwhelming debt by negotiating a reduction in the amount of debt owed. You can negotiate directly with creditors or hire a debt settlement company to ...

  6. Insurance bad faith - Wikipedia

    en.wikipedia.org/wiki/Insurance_bad_faith

    An insurance company has many duties to its policyholders. The kinds of applicable duties vary depending upon whether the claim is considered to be "first party" or "third party." Bad faith can occur in either situation—by improperly refusing to defend a lawsuit or by improperly refusing to pay a judgment or settlement of a covered lawsuit.

  7. California car insurance laws - AOL

    www.aol.com/finance/california-car-insurance...

    If you can’t afford car insurance or fulfill any of the other mentioned options for financial responsibility, California does offer a Low-Cost Auto Insurance Program as an alternative. Under ...

  8. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    California FAIR Plan insurance is more limited than a standard homeowners insurance policy. But, a FAIR Plan policy can financially protect homeowners from shouldering the full cost of a loss out ...

  9. Settlement conference - Wikipedia

    en.wikipedia.org/wiki/Settlement_conference

    The new law also provides that both the defendant homeowner and the plaintiff lender negotiate in good faith during their mandated settlement conference. The plaintiff lender is required to have a representative or attorney appear at the settlement conference with the authority to fully negotiate and settle the matter. [3]