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2. Student Loan in Default? Here’s How You Can Fix It - AOL

   www.aol.com/student-loan-default-fix-194451836.html

   If you have a private student loan in default, you have more limited options than federal student loan borrowers. In general, the best course of action is to get in touch with your lender. If ...

3. Student loan wage garnishment: How defaulting could ... - AOL

   www.aol.com/finance/student-loan-wage...

   With federal student loans, wage garnishment can continue until your loan balances plus interest and fees are paid back, but it can also end if your loan is removed from default. The federal ...

4. Should I Rehabilitate or Consolidate My Defaulted Federal Loans?

   www.aol.com/finance/rehabilitate-consolidate...

   The situation for student loans has drastically changed due to the impact of the coronavirus pandemic, with the government temporarily suspending all federal student loan payments and interest ...

5. Voluntary Flexible Agreement - Wikipedia

   en.wikipedia.org/wiki/Voluntary_Flexible_Agreement

   The Voluntary Flexible Agreement (VFA) was created by the United States Congress in 1998 during a reauthorization of the Higher Education Act of 1965.The VFA enables Federal Family Education Loan Program (FFELP) guarantors to develop programs and techniques to help borrowers avoid student-loan default and all of its negative consequences.

6. Student loan default in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loan_default_in...

   Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

7. How to refinance your student loans in 5 steps - AOL

   www.aol.com/finance/refinance-student-loans-5...

   Key takeaways. Student loan refinancing could help you get out of debt sooner and reduce your monthly payments, making it a smart option to consider for many student loan borrowers.

8. What is student loan default? - AOL

   www.aol.com/finance/student-loan-default...

   If you have private student loans in default, you may be able to negotiate a settlement on your debt in collections. You could also try to work with your loan servicer to get back up to date ...

9. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]