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  2. 5 Social Security Changes Retirees Need to Know About in 2025

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    Image source: Getty Images. 1. The 2025 Social Security COLA. Social Security beneficiaries are getting a 2.5% cost-of-living adjustment, or COLA, starting with the payment they receive in January ...

  3. Think You'll Get Full Social Security? Missing This 35-Year ...

    www.aol.com/think-youll-full-social-security...

    If You Worked 30 Years: Social Security will add five zero-income years to reach the 35-year mark. Those zeros lower your average, meaning you'll have a smaller benefit than if you'd had a full 35 ...

  4. Social Security's 2025 COLA: Retirees at This Age Will Get ...

    www.aol.com/social-securitys-2025-cola-retirees...

    Step 1: The Social Security Administration calculates the primary insurance amount (PIA) for each person by applying a formula to income from the 35 highest-paid years of work. That happens when a ...

  5. Average Indexed Monthly Earnings - Wikipedia

    en.wikipedia.org/wiki/Average_Indexed_Monthly...

    Each calendar year, the wages of each covered worker [a] up to the Social Security Wage Base (SSWB) are recorded along with the calendar by the Social Security Administration. If a worker has 35 or fewer years of earnings, then the Average Indexed Monthly Earnings is the numerical average of those 35 years of covered wages; with zeros used to ...

  6. How Much Will Social Security Pay Me in Retirement? Here’s ...

    www.aol.com/much-social-security-pay-retirement...

    Your income over the 35 years that are included in your benefits formula The age when you claim benefits. If you want to maximize the size of your monthly Social Security payments, you should aim ...

  7. This is the Biggest Social Security Check Any Retiree Will ...

    www.aol.com/finance/biggest-social-security...

    Social Security is one of the most important income sources for retirees. ... base limit for the entire 35 years included in the benefits formula. ... adjusted equivalent of $176,100 every year ...

  8. How Social Security benefits are calculated - AOL

    www.aol.com/finance/social-security-benefits...

    The formula for calculating your PIA is based on the average indexed monthly earnings, or AIME, in your 35 highest-earning years after age 21, up to the Social Security wage base.

  9. Primary Insurance Amount - Wikipedia

    en.wikipedia.org/wiki/Primary_Insurance_Amount

    The Primary Insurance Amount (PIA [1]) is a component of Social Security provision in the United States. Eligibility for receiving Social Security benefits, for all persons born after 1929, requires accumulating a minimum of 40 Social Security credits.