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2. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

3. Refinancing - Wikipedia

   en.wikipedia.org/wiki/Refinancing

   Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness ...

4. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   The monthly payments of personal loans can be decreased by selecting longer payment terms, but overall interest paid increases as well. [5] A personal loan can be obtained from banks, alternative (non-bank) lenders, online loan providers and private lenders.

5. What is a share-secured loan, and how does it work? - AOL

   www.aol.com/finance/share-secured-loan-does...

   A share-secured loan is a personal loan that uses the balance in your savings account as collateral. This type of loan generally has lower interest rates than other personal loans because it is ...

6. 5 steps to apply for a debt consolidation loan

   www.aol.com/finance/5-steps-apply-debt...

   Debt consolidation is one of the more common ways to use a personal loan, so you can find a variety of lenders that offer them. Banks, online lenders and credit unions offer similar loan products ...

7. Personal loan vs. personal line of credit: What’s the ... - AOL

   www.aol.com/finance/personal-loan-vs-personal...

   Personal loans are best for one-time, set expenses. Personal lines of credit are best for projects or purchases that require flexibility. ... Personal loan and line of credit alternatives.